Leapfrogging Development: Mobile Money Ecosystems and the Emergence of Decentralized Finance (DeFi) Models in Sub-Saharan Africa. International Journal of Humanities, Management, Engineering, Education and Legal Studies, [S. l.], p. 87–124, 2025. Disponível em: https://ijhmeels.com/index.php/journal/article/view/4. Acesso em: 12 dec. 2025.